Nevada · Private mortgage lenders

Private-lender directory

A separate reference for conventional mortgage criteria lenders publish publicly. Each entry links to the lender’s own criteria and Nevada information.

Source pages were checked October 17, 2026. Product terms and underwriting can change; confirm current details directly with the lender.

Private lender · Nevada

New American Funding

Conventional mortgage

Published lending criteria

  • Credit score: typically 620 or higher; the lender notes that some automated approvals can consider scores below 620 using the full financial profile.
  • Debt-to-income ratio: 43% or less.
  • Down payment: typically 3%–20%.
New American Funding conventional-loan guidanceNew American Funding Las Vegas branch

Source pages checked Oct 17, 2026.

Private lender · Nevada

Guild Mortgage

Conventional mortgage

Published lending criteria

  • Credit score: borrowers with scores as low as 620 may qualify.
  • Debt-to-income ratio: a qualifying ratio is required; the cited page gives no universal cutoff.
  • Financing: up to 97% of the purchase price, or up to 95% for conforming high-balance loans.
  • Loan amount: subject to county-specific limits.
Guild Mortgage conventional-loan guidanceGuild Mortgage Nevada licensing information

Source pages checked Oct 17, 2026.

Informational only. This directory is not an endorsement, mortgage approval, or guarantee of eligibility. A lender may consider additional factors and apply criteria not listed here. Contact the lender to review current terms and your circumstances.